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Credit Review Officer in Akron at Huntington

Date Posted: 3/12/2019

Job Snapshot

Job Description

Position: Credit Review Officer

Location: Akron, OH. Candidates in other Huntington metropolitan markets may be considered.

The Credit Review department is responsible for evaluating the credit risk embedded in Bank assets. This includes traditional Consumer and Commercial lending as well as Non-Traditional investment, insurance and derivative assets. The department is staffed by experienced credit analysts, credit examiners/auditors, and risk managers who report to the Risk Oversight Committee of the Board of Directors.

Our Credit Review Officer will utilize his/her detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function.

  • Participate in the execution of Retail Consumer credit review program assignments in accordance with departmental policy and procedures to effectively assess: credit risk inherent in products/services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary.
  • Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience.
  • Compile and structure data from multiple sources (internal and external), create and accurately summarize results that are easily utilized by the end-user.
  • Conduct periodic risk assessment processes and/or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan.
  • Attend segment/business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team.
  • Identify and communicate emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise.
  • Develop and maintain working relationships with Bank management, and the broader Credit Review Team to effectively and efficiently execute review responsibilities.
  • Provide CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units.
  • Manage engagements/projects within allocated timeframes.

Basic Qualifications:

  • Bachelor's Degree in Accounting, Finance, Economics, Business or Statistics. 4 years of additional consumer lending experience may be considered in lieu of a Bachelor's degree.
  • 5 + years of experience in Consumer/Mortgage credit review, risk management, underwriting and/or portfolio segmentation analysis that includes work with pivot tables in Excel and querying in Access. (Please provide detail on your resume)

Preferred Qualifications:

  • Working knowledge of credit risk management and control frameworks.
  • Experience creating and coding MS Access databases, and working with complex Excel tools, PowerPoint, Word, and credit/statistical analysis tools.
  • Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals.
  • Certification, Advanced Degree or demonstrated progress toward (i.e. MBA, CPA, Financial Risk Manager, SAS Certified Base Programmer etc.)
  • Technical accounting (GAAP) or financial statement analysis knowledge.
  • 3+ years utilizing SAS/SQL language.
  • Conflict management skills.

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Huntington does not accept solicitation from Third Party Recruiters for any position.