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Home Equity Loan Officer in Covington at Huntington

Date Posted: 2/8/2018

Job Snapshot

Job Description

About the Job

Responsible for outbound sales to warm leads for home equity lines of credit through various online sources. Manage a pipeline of consumer loan applications and understanding the documentation necessary to meet underwriting requirements. Primary focus is selling, taking a complete application and getting loans ready for processing. Must work diligently with other colleagues, 3rd party service providers and customers to achieve this objective.

• Monitor and follow up directly with borrowers on consumer applications completed.
• Highly customer focused position. Demonstrates a high sense of urgency in all activities to meet the needs of the customer. Works as the customer's champion in the lending process.
• Evaluates and assesses credit potential with prospective customers.
• Analyzes customer personal financial information to determine which products meet their needs and to provide recommendations regarding products to customers.
• Consult the customer to the advantages and disadvantages of home equity products.
• Keeps up to date on lending policies, regulations.
• Keeps up to date on pricing and product information.
• Manage pipeline of 50 to 100 active loan applications.
• Request and gather documents needed to satisfy underwriting requirements and keeps interested parties advised as to the status of the loan applications.
• Communicate final approval with borrower - Arrange and schedule closing and monitor disbursement(s).

Basic Qualifications:

• 1 - 3 years of sales experience
• High School Diploma required

Preferred Qualifications:

• Bachelor's Degree Preferred
• Proficient in Microsoft Office, Excel and Visual Basic programming preferred.
• Proven ability to meet and exceed sales goals.
• Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences.
• Effective sales and interpersonal skills.
• Ability to manage a sales pipeline of 50 to 100 home equity applications.
• Ability to close 35 to 45 home equity applications a month.
• Must be available to work from 9am to 6pm and up to 9pm a few nights each week.
• Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity

Tobacco-Free Hiring Practice: To demonstrate our commitment to health and wellness, Huntington will not hire any candidate who uses tobacco or any nicotine product including, but not limited to, cigarettes, cigars, pipes, smokeless tobacco, chewing tobacco, snuff or snus, nicotine gum, the nicotine patch or any other kind of nicotine replacement product (where permitted by applicable state law). Candidates applying for positions in those states will be notified of this practice during the recruitment process and, if offered a position, will be screened for cotinine (to check for use of tobacco and/or nicotine products and/or nicotine replacement therapy products) before they begin employment. If the position to which you're applying is covered by this practice, the job application will provide greater detail as to what constitutes tobacco use.

Huntington does not accept solicitation from Third Party Recruiters for any position.