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Regional Credit Officer in Cranberry Township at Huntington

Date Posted: 2/12/2018

Job Snapshot

Job Description

Regional/LOB Credit Administrator in the RCO Administration department

• Responsible for Business Banking credit approval administration and review activities to ensure that proposed loans adhere to existing policy guidelines, that documentation is adequate to ensure security of collateral and that ongoing administration and review is adequate to maintain the loan portfolio's quality and profitability.
• Participates in credit structuring and negotiation strategy discussions with officer/business unit including active participation in customer calling program.
• Provides information, guidance and direction regarding credit policy, credit goals and current credit issues to officer/business unit.
• May be responsible for managing a portfolio of loans within a line of business.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements.
• Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
• Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
• If applicable, ensures staff is properly trained, provided with appropriate resources and motivated to adhere to risk management principles.
• Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
• Coaches; schedules; makes recommendations regarding performance management, hiring, terminations, and/or salary adjustments.

Basic Qualifications:

• Bachelor's degree
• A minimum of 7 years of experience in business/commercial credit underwriting/administration .

Preferred Qualifications:

• Major in finance or accounting.
• Direct experience in Business Banking credit underwriting/administration
• Completion of formal credit training program.
• Excellent verbal and written communication skills, with the ability to manage others.
• Highly developed analytical skills.
• Ability to make sound credit decisions independently
• Demonstrated proficiency in all facets of commercial credit underwriting
• Strong knowledge of accounting and financial principles, marketing and sales, credit analysis
• Demonstrated experience training / coaching a team
• Must have excellent written and verbal (face to face and phone) communication skills including professional grammar and demeanor
• Provides excellent customer service to both internal and external clients
• Highly motivated, focused and goal oriented
• Strong organizational skills with attention to detail, planning and follow-up -ability to handle multiple priorities and independently problem solve
• Ability to work in a team environment
• Working knowledge of Microsoft Office Applications to include Excel and Outlook

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity

Tobacco-Free Hiring Practice: To demonstrate our commitment to health and wellness, Huntington will not hire any candidate who uses tobacco or any nicotine product including, but not limited to, cigarettes, cigars, pipes, smokeless tobacco, chewing tobacco, snuff or snus, nicotine gum, the nicotine patch or any other kind of nicotine replacement product (where permitted by applicable state law). Candidates applying for positions in those states will be notified of this practice during the recruitment process and, if offered a position, will be screened for cotinine (to check for use of tobacco and/or nicotine products and/or nicotine replacement therapy products) before they begin employment. If the position to which you're applying is covered by this practice, the job application will provide greater detail as to what constitutes tobacco use.

Huntington does not accept solicitation from Third Party Recruiters for any position.