Skip to navigation
Skip to main content
Skip to footer

Underwriter - Home Lending 3430 in Columbus at Huntington

Date Posted: 2/9/2018

Job Snapshot

Job Description

* Underwrites credit applications for multiple product lines including first and second mortgages, installment loans, home equity lines of credit, (maintains individual pipeline).
• Reviews required documentation based upon origination source, including Automated Underwriting findings, custom/Strata scoring, and/or product profile guidelines.
• Proficient in ACAPS, PBA, On-line rate calculator, and ESS, with good knowledge of UNIFI, REAL EC, and Instant Expert.
• Reviews and analyzes property appraisal including findings from RETS
• Makes sound credit decisions based on corporate underwriting guidelines.
• Communicates with banking offices regarding credit decisions and questions.
• Provide support and direction to internal departments supporting underwriting workflow, (Loan Consultant, Income Review, CDP, Quality Control, etc.).
• Must possess the ability to "think outside of the box", understanding the "big picture" of lending, the need to grow balances and relationships, and understand our low to moderate risk environment at HNB.
• Oversee workflow balance of entire underwriting team and incorporate daily goals to ensure coverage for all queues for completion in timely manner.
• Understanding of exempt work environment, especially during peak volume times.

Basic Qualifications:


• High School Diploma required.
• 1 or more years of Underwriting experience

Preferred Qualifications:


• 1 or more years of Consumer Lending experience
• Must have extensive knowledge of all standard mortgage loan documents including, but not limited to: appraisals, title reports, income verification, purchase contracts, lease agreements, trusts, warranty deeds, Loan Estimates and closing disclosures.
• Excellent written and verbal communication skills, as well as organizational skills.
• Must understand product profile pricing/criteria in relation to credit decisions.
• Must be able to accurately interpret and apply policy and procedures and be able to proficiently explain to internal partners.
• Must be able to work in a high volume environment with minimal supervision while maintaining all production service levels.
• Strong analytical skills with attention to detail.
• Must be customer-service oriented, with the ability to work in a multi task environment while maintaining a high-level of flexibility.

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity

Tobacco-Free Hiring Practice: To demonstrate our commitment to health and wellness, Huntington will not hire any candidate who uses tobacco or any nicotine product including, but not limited to, cigarettes, cigars, pipes, smokeless tobacco, chewing tobacco, snuff or snus, nicotine gum, the nicotine patch or any other kind of nicotine replacement product (where permitted by applicable state law). Candidates applying for positions in those states will be notified of this practice during the recruitment process and, if offered a position, will be screened for cotinine (to check for use of tobacco and/or nicotine products and/or nicotine replacement therapy products) before they begin employment. If the position to which you're applying is covered by this practice, the job application will provide greater detail as to what constitutes tobacco use.

Huntington does not accept solicitation from Third Party Recruiters for any position.
TOP